Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,290 | $70,917-34.7% | $98,916-53.2% | $73,493-37.0% |
| Participation rate | 51.9% | 73.8%-21.9pp | 76.0%-24.1pp | 70.7%-18.8pp |
| Annual return | 20.86% | 34.18%-13.3pp | 196.45%-175.6pp | 28.51%-7.6pp |
| Employer contribution / active EE | $1,420 | $2,037-30.3% | $2,689-47.2% | $2,270-37.5% |
| Participant deferral / active EE | $2,573 | $3,501-26.5% | $4,245-39.4% | $3,740-31.2% |
| Admin fee / account holder | $18 | $535-96.6% | $6,642-99.7% | $513-96.4% |