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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,993 | $133,981-72.4% | $112,249-67.0% | $134,532-72.5% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -20.30% | 47.16%-67.5pp | 27.48%-47.8pp | 418.27%-438.6pp |
| Employer contribution / active EE | $3,438 | $4,040-14.9% | $3,636-5.5% | $4,741-27.5% |
| Participant deferral / active EE | $5,492 | $5,292+3.8% | $4,729+16.1% | $6,401-14.2% |
| Admin fee / account holder | $3,545 | $7,492-52.7% | $6,412-44.7% | $11,429-69.0% |