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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,573 | $124,330-75.4% | $109,173-72.0% | $167,536-81.8% |
| Participation rate | 85.7% | 79.5%+6.3pp | 75.9%+9.8pp | 82.1%+3.6pp |
| Annual return | 26.50% | 26.04%+0.5pp | 25.75%+0.7pp | 478.82%-452.3pp |
| Employer contribution / active EE | $4,014 | $4,209-4.6% | $3,723+7.8% | $4,839-17.1% |
| Participant deferral / active EE | $5,863 | $5,256+11.5% | $4,654+26.0% | $6,342-7.6% |
| Admin fee / account holder | $560 | $7,974-93.0% | $6,755-91.7% | $12,315-95.5% |