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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,723 | $171,492-39.5% | $150,734-31.2% | $198,609-47.8% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 17.20% | 804.70%-787.5pp | 600.81%-583.6pp | 202.70%-185.5pp |
| Employer contribution / active EE | $4,652 | $5,470-15.0% | $4,918-5.4% | $5,055-8.0% |
| Participant deferral / active EE | $6,565 | $6,259+4.9% | $5,610+17.0% | $6,977-5.9% |
| Admin fee / account holder | $461 | $17,628-97.4% | $14,905-96.9% | $19,030-97.6% |