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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,162 | $217,432-41.1% | $185,849-31.0% | $167,536-23.5% |
| Participation rate | 84.2% | 86.1%-1.8pp | 81.7%+2.5pp | 82.1%+2.1pp |
| Annual return | 7.36% | 148.42%-141.1pp | 122.10%-114.7pp | 478.82%-471.5pp |
| Employer contribution / active EE | $6,745 | $5,875+14.8% | $5,169+30.5% | $4,839+39.4% |
| Participant deferral / active EE | $5,463 | $6,357-14.1% | $5,569-1.9% | $6,342-13.9% |
| Admin fee / account holder | $4,303 | $19,818-78.3% | $16,244-73.5% | $12,315-65.1% |