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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,759 | $106,267-51.3% | $96,520-46.4% | $139,456-62.9% |
| Participation rate | 88.9% | 77.8%+11.0pp | 74.3%+14.5pp | 80.3%+8.6pp |
| Annual return | 17.45% | 38.45%-21.0pp | 35.72%-18.3pp | 373.45%-356.0pp |
| Employer contribution / active EE | $4,516 | $4,105+10.0% | $3,739+20.8% | $4,753-5.0% |
| Participant deferral / active EE | $4,713 | $5,454-13.6% | $4,879-3.4% | $6,711-29.8% |
| Admin fee / account holder | $3,076 | $7,882-61.0% | $6,733-54.3% | $11,407-73.0% |