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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL5 years Filed as: LPL FINANCIAL LLC Service code 27 · EIN 04-3046611 | Advisory (Plan) | $40,514 |
Service code 37 · EIN 04-2647786 | Loan Processing | $24,229 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,449 | $84,493+2.3% | $125,381-31.1% | $66,938+29.1% |
| Participation rate | 95.4% | 76.4%+19.0pp | 82.4%+13.0pp | 69.8%+25.6pp |
| Annual return | -19.72% | -8.49%-11.2pp | 572.31%-592.0pp | 1.58%-21.3pp |
| Employer contribution / active EE | $4,061 | $3,554+14.3% | $4,815-15.7% | $2,545+59.5% |
| Participant deferral / active EE | $9,158 | $6,783+35.0% | $7,448+23.0% | $4,238+116.1% |
| Admin fee / account holder | $356 | $685-48.1% | $10,007-96.4% | $594-40.1% |