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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,716 | $90,617-67.2% | $79,476-62.6% | $135,382-78.0% |
| Participation rate | 87.5% | 76.1%+11.4pp | 73.3%+14.2pp | 82.6%+4.9pp |
| Annual return | -10.53% | 977.57%-988.1pp | 718.21%-728.7pp | 519.77%-530.3pp |
| Employer contribution / active EE | $1,649 | $3,068-46.3% | $2,800-41.1% | $4,779-65.5% |
| Participant deferral / active EE | $5,772 | $4,050+42.5% | $3,704+55.8% | $5,609+2.9% |
| Admin fee / account holder | $568 | $5,907-90.4% | $5,113-88.9% | $10,829-94.8% |