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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,119 | $106,524+180.8% | $152,301+96.4% | $87,485+241.9% |
| Participation rate | 92.9% | 75.8%+17.1pp | 82.4%+10.4pp | 68.9%+23.9pp |
| Annual return | 14.87% | 26.89%-12.0pp | 80.50%-65.6pp | 26.06%-11.2pp |
| Employer contribution / active EE | $2,228 | $3,371-33.9% | $4,624-51.8% | $2,596-14.2% |
| Participant deferral / active EE | $8,368 | $6,525+28.3% | $8,004+4.6% | $4,274+95.8% |
| Admin fee / account holder | $14,889 | $8,287+79.7% | $14,398+3.4% | $7,775+91.5% |