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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,924 | $105,200+123.3% | $159,474+47.3% | $85,847+173.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 12.51% | 45.08%-32.6pp | 263.68%-251.2pp | 318.61%-306.1pp |
| Employer contribution / active EE | $1,985 | $3,319-40.2% | $4,831-58.9% | $2,565-22.6% |
| Participant deferral / active EE | $7,941 | $5,946+33.6% | $7,353+8.0% | $3,952+100.9% |
| Admin fee / account holder | $49,612 | $6,934+615.5% | $10,802+359.3% | $6,261+692.4% |