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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,119 | $106,749+180.2% | $145,433+105.7% | $82,448+262.8% |
| Participation rate | 92.9% | 75.6%+17.2pp | 82.1%+10.7pp | 68.1%+24.8pp |
| Annual return | 14.87% | 27.59%-12.7pp | 66.58%-51.7pp | 41.64%-26.8pp |
| Employer contribution / active EE | $2,228 | $3,444-35.3% | $4,554-51.1% | $2,551-12.7% |
| Participant deferral / active EE | $8,368 | $6,519+28.4% | $7,897+6.0% | $4,139+102.2% |
| Admin fee / account holder | $14,889 | $8,390+77.5% | $13,129+13.4% | $7,234+105.8% |