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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,743 | $102,422+159.5% | $147,117+80.6% | $80,959+228.2% |
| Participation rate | 96.4% | 75.9%+20.6pp | 82.2%+14.2pp | 67.7%+28.8pp |
| Annual return | 12.72% | 135.16%-122.4pp | 420.54%-407.8pp | 35.67%-22.9pp |
| Employer contribution / active EE | $2,385 | $3,717-35.8% | $4,932-51.6% | $2,757-13.5% |
| Participant deferral / active EE | $8,572 | $6,652+28.9% | $8,065+6.3% | $4,300+99.3% |
| Admin fee / account holder | $64,064 | $7,953+705.5% | $12,993+393.1% | $6,925+825.1% |