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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,356 | $148,582-17.7% | $135,942-10.0% | $139,456-12.3% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 15.16% | 79.26%-64.1pp | 68.28%-53.1pp | 373.45%-358.3pp |
| Employer contribution / active EE | $2,191 | $5,245-58.2% | $4,858-54.9% | $4,753-53.9% |
| Participant deferral / active EE | $5,760 | $8,101-28.9% | $7,759-25.8% | $6,711-14.2% |
| Admin fee / account holder | $62,990 | $12,402+407.9% | $10,764+485.2% | $11,407+452.2% |