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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,850 | $50,666-64.8% | $76,823-76.8% | $65,185-72.6% |
| Participation rate | 93.0% | 68.8%+24.2pp | 72.1%+21.0pp | 70.2%+22.8pp |
| Annual return | 24.44% | 28.51%-4.1pp | 1166.42%-1142.0pp | 29.38%-4.9pp |
| Employer contribution / active EE | $1,468 | $1,575-6.8% | $2,302-36.2% | $2,177-32.6% |
| Participant deferral / active EE | $4,530 | $2,647+71.2% | $3,336+35.8% | $3,514+28.9% |
| Admin fee / account holder | $12 | $463-97.5% | $6,422-99.8% | $847-98.6% |