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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,012 | $48,274+18.1% | $63,244-9.9% | $59,633-4.4% |
| Participation rate | 46.7% | 66.3%-19.7pp | 71.0%-24.4pp | 68.7%-22.0pp |
| Annual return | -2.22% | -240.79%+238.6pp | -70.31%+68.1pp | 2041.40%-2043.6pp |
| Employer contribution / active EE | $1,222 | $1,586-23.0% | $2,322-47.4% | $2,203-44.5% |
| Participant deferral / active EE | $2,684 | $2,343+14.6% | $2,953-9.1% | $3,192-15.9% |
| Admin fee / account holder | $2,080 | $3,600-42.2% | $5,893-64.7% | $4,297-51.6% |