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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,773 | $149,679-91.5% | $117,039-89.1% | $147,585-91.3% |
| Participation rate | 75.0% | 83.5%-8.5pp | 77.2%-2.2pp | 82.8%-7.8pp |
| Annual return | 22.79% | 19.31%+3.5pp | 18.95%+3.8pp | 578.57%-555.8pp |
| Employer contribution / active EE | $1,411 | $4,937-71.4% | $3,785-62.7% | $4,876-71.1% |
| Participant deferral / active EE | $1,757 | $4,912-64.2% | $3,929-55.3% | $5,439-67.7% |
| Admin fee / account holder | $405 | $7,856-94.8% | $5,974-93.2% | $10,885-96.3% |