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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,527 | $77,638+1.1% | $156,551-49.8% | $62,881+24.9% |
| Participation rate | 91.2% | 71.2%+20.0pp | 84.0%+7.2pp | 69.3%+21.9pp |
| Annual return | 11.33% | 50.33%-39.0pp | 32.23%-20.9pp | 20.14%-8.8pp |
| Employer contribution / active EE | $6,628 | $3,444+92.5% | $5,501+20.5% | $2,281+190.6% |
| Participant deferral / active EE | $4,430 | $3,046+45.4% | $4,871-9.1% | $3,203+38.3% |
| Admin fee / account holder | $7,204 | $5,561+29.5% | $13,028-44.7% | $4,296+67.7% |