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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,748 | $75,832+6.5% | $147,618-45.3% | $59,633+35.4% |
| Participation rate | 80.0% | 71.6%+8.4pp | 84.6%-4.6pp | 68.7%+11.3pp |
| Annual return | -0.12% | 0.37%-0.5pp | 61.98%-62.1pp | 2041.40%-2041.5pp |
| Employer contribution / active EE | $7,326 | $3,485+110.2% | $5,565+31.7% | $2,203+232.6% |
| Participant deferral / active EE | $4,711 | $3,131+50.5% | $4,895-3.8% | $3,192+47.6% |
| Admin fee / account holder | $2,598 | $5,986-56.6% | $11,612-77.6% | $4,297-39.5% |