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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,326 | $198,461-59.0% | $170,436-52.3% | $147,585-44.9% |
| Participation rate | 90.0% | 88.0%+2.0pp | 83.6%+6.4pp | 82.8%+7.2pp |
| Annual return | 16.61% | 257.30%-240.7pp | 205.94%-189.3pp | 578.57%-562.0pp |
| Employer contribution / active EE | $6,630 | $6,184+7.2% | $5,433+22.0% | $4,876+36.0% |
| Participant deferral / active EE | $5,629 | $5,6290% | $4,939+14.0% | $5,439+3.5% |
| Admin fee / account holder | $597 | $16,852-96.5% | $13,880-95.7% | $10,885-94.5% |