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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,077 | $92,743-37.4% | $82,744-29.8% | $134,532-56.8% |
| Participation rate | 25.0% | 75.2%-50.2pp | 72.6%-47.6pp | 81.2%-56.2pp |
| Annual return | -17.37% | 946.63%-964.0pp | 702.22%-719.6pp | 418.27%-435.6pp |
| Employer contribution / active EE | $357 | $3,273-89.1% | $3,008-88.1% | $4,741-92.5% |
| Participant deferral / active EE | $1,457 | $4,802-69.6% | $4,395-66.8% | $6,401-77.2% |
| Admin fee / account holder | $310 | $5,977-94.8% | $5,325-94.2% | $11,429-97.3% |