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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,463 | $103,008-62.7% | $90,304-57.4% | $152,897-74.8% |
| Participation rate | 25.0% | 75.9%-50.9pp | 73.3%-48.3pp | 82.5%-57.5pp |
| Annual return | 0.00% | 95.22%-95.2pp | 78.13%-78.1pp | 345.43%-345.4pp |
| Employer contribution / active EE | $687 | $3,139-78.1% | $2,855-75.9% | $4,764-85.6% |
| Participant deferral / active EE | $3,396 | $4,281-20.7% | $3,885-12.6% | $5,851-42.0% |
| Admin fee / account holder | $2,335 | $6,175-62.2% | $5,354-56.4% | $11,599-79.9% |