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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,624 | $77,920+52.2% | $149,723-20.8% | $75,177+57.8% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 17.86% | 31.72%-13.9pp | 134.50%-116.6pp | 160.75%-142.9pp |
| Employer contribution / active EE | $5,792 | $3,138+84.6% | $4,821+20.1% | $2,671+116.8% |
| Participant deferral / active EE | $6,988 | $3,411+104.8% | $5,682+23.0% | $4,126+69.4% |
| Admin fee / account holder | $2,224 | $5,951-62.6% | $13,215-83.2% | $5,651-60.7% |