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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,467 | $95,415+29.4% | $185,851-33.6% | $85,851+43.8% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 15.05% | 23.59%-8.5pp | 122.11%-107.1pp | 318.63%-303.6pp |
| Employer contribution / active EE | $6,784 | $3,314+104.7% | $5,168+31.3% | $2,565+164.5% |
| Participant deferral / active EE | $7,408 | $3,424+116.4% | $5,569+33.0% | $3,952+87.4% |
| Admin fee / account holder | $2,839 | $7,215-60.6% | $16,245-82.5% | $6,261-54.7% |