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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,089 | $94,436-63.9% | $115,599-70.5% | $82,637-58.7% |
| Participation rate | 52.8% | 70.4%-17.7pp | 74.3%-21.5pp | 68.1%-15.3pp |
| Annual return | 13.98% | 18.37%-4.4pp | 111.10%-97.1pp | 53.51%-39.5pp |
| Employer contribution / active EE | $1,401 | $2,324-39.7% | $2,955-52.6% | $2,552-45.1% |
| Participant deferral / active EE | $2,346 | $3,955-40.7% | $4,889-52.0% | $4,126-43.1% |
| Admin fee / account holder | $4,588 | $10,328-55.6% | $12,841-64.3% | $7,339-37.5% |