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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,464 | $80,332-31.0% | $107,187-48.3% | $64,097-13.5% |
| Participation rate | 36.5% | 54.4%-17.9pp | 75.0%-38.5pp | 55.2%-18.7pp |
| Annual return | 16.03% | 24.26%-8.2pp | 204.55%-188.5pp | 34.64%-18.6pp |
| Employer contribution / active EE | $1,121 | $2,501-55.2% | $3,782-70.4% | $1,891-40.7% |
| Participant deferral / active EE | $1,962 | $3,109-36.9% | $5,096-61.5% | $3,080-36.3% |
| Admin fee / account holder | $1,240 | $4,314-71.2% | $9,162-86.5% | $3,454-64.1% |