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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $481,962 | $183,988+162.0% | $162,177+197.2% | $152,897+215.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 18.13% | 150.79%-132.7pp | 115.60%-97.5pp | 345.43%-327.3pp |
| Employer contribution / active EE | $24,159 | $6,370+279.3% | $5,613+330.4% | $4,764+407.2% |
| Participant deferral / active EE | $13,699 | $8,032+70.6% | $7,297+87.7% | $5,851+134.1% |
| Admin fee / account holder | $999 | $13,123-92.4% | $10,843-90.8% | $11,599-91.4% |