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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,755 | $160,059+142.9% | $140,019+177.6% | $135,380+187.2% |
| Participation rate | 87.5% | 88.5%-1.0pp | 87.5%0pp | 82.6%+4.9pp |
| Annual return | -5.08% | 911.48%-916.6pp | 651.17%-656.2pp | 519.81%-524.9pp |
| Employer contribution / active EE | $19,903 | $6,420+210.0% | $5,605+255.1% | $4,779+316.5% |
| Participant deferral / active EE | $14,554 | $7,641+90.5% | $6,927+110.1% | $5,609+159.5% |
| Admin fee / account holder | $340 | $13,328-97.5% | $10,705-96.8% | $10,828-96.9% |