Filed May 6, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,498 | $98,776-62.0% | $149,745-75.0% | $79,856-53.0% |
| Participation rate | 86.3% | 75.8%+10.5pp | 82.5%+3.8pp | 69.6%+16.6pp |
| Annual return | 16.79% | 27.38%-10.6pp | 276.72%-259.9pp | 31.71%-14.9pp |
| Employer contribution / active EE | $1,015 | $3,217-68.5% | $4,646-78.2% | $2,471-58.9% |
| Participant deferral / active EE | $2,565 | $5,681-54.9% | $6,843-62.5% | $3,741-31.4% |
| Admin fee / account holder | $431 | $6,053-92.9% | $9,312-95.4% | $5,306-91.9% |