Filed May 6, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,697 | $89,370-63.4% | $141,197-76.8% | $72,976-55.2% |
| Participation rate | 90.9% | 75.1%+15.8pp | 82.5%+8.4pp | 69.5%+21.4pp |
| Annual return | 21.72% | 111.88%-90.2pp | 71.41%-49.7pp | 81.02%-59.3pp |
| Employer contribution / active EE | $2,827 | $3,115-9.2% | $4,736-40.3% | $2,440+15.9% |
| Participant deferral / active EE | $2,595 | $5,419-52.1% | $6,710-61.3% | $3,608-28.1% |
| Admin fee / account holder | $1,610 | $5,957-73.0% | $10,265-84.3% | $5,124-68.6% |