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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,801 | $168,636-90.6% | $147,617-89.3% | $125,393-87.4% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -3.35% | 77.65%-81.0pp | 61.98%-65.3pp | 282.23%-285.6pp |
| Employer contribution / active EE | $7,844 | $6,252+25.5% | $5,565+41.0% | $4,866+61.2% |
| Participant deferral / active EE | $2,694 | $5,507-51.1% | $4,895-45.0% | $5,351-49.7% |
| Admin fee / account holder | $393 | $13,580-97.1% | $11,611-96.6% | $9,541-95.9% |