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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,001 | $167,362+20.7% | $143,799+40.5% | $134,532+50.2% |
| Participation rate | 81.8% | 84.8%-3.0pp | 80.3%+1.5pp | 81.2%+0.6pp |
| Annual return | -11.66% | 0.47%-12.1pp | -0.04%-11.6pp | 418.27%-429.9pp |
| Employer contribution / active EE | $6,347 | $5,620+12.9% | $4,952+28.2% | $4,741+33.9% |
| Participant deferral / active EE | $4,740 | $6,447-26.5% | $5,638-15.9% | $6,401-25.9% |
| Admin fee / account holder | $4,891 | $18,094-73.0% | $14,677-66.7% | $11,429-57.2% |