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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,095 | $209,425-18.8% | $178,499-4.7% | $158,966+7.0% |
| Participation rate | 75.0% | 86.4%-11.4pp | 81.9%-6.9pp | 82.0%-7.0pp |
| Annual return | 5.64% | 188.80%-183.2pp | 151.10%-145.5pp | 302.95%-297.3pp |
| Employer contribution / active EE | $4,900 | $5,707-14.1% | $5,011-2.2% | $4,762+2.9% |
| Participant deferral / active EE | $4,015 | $5,955-32.6% | $5,202-22.8% | $5,983-32.9% |
| Admin fee / account holder | $1,343 | $17,078-92.1% | $13,986-90.4% | $11,250-88.1% |