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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,576 | $183,592+16.9% | $155,567+37.9% | $145,959+47.0% |
| Participation rate | 93.8% | 82.7%+11.1pp | 78.2%+15.6pp | 80.3%+13.5pp |
| Annual return | 10.34% | 61.24%-50.9pp | 64.74%-54.4pp | 561.95%-551.6pp |
| Employer contribution / active EE | $4,818 | $5,315-9.4% | $4,674+3.1% | $4,661+3.4% |
| Participant deferral / active EE | $3,630 | $6,464-43.8% | $5,628-35.5% | $6,689-45.7% |
| Admin fee / account holder | $1,981 | $19,318-89.7% | $15,916-87.6% | $13,398-85.2% |