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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,104 | $75,832-65.6% | $147,617-82.3% | $59,633-56.2% |
| Participation rate | 54.1% | 71.6%-17.5pp | 84.6%-30.6pp | 68.7%-14.6pp |
| Annual return | 17.53% | 0.37%+17.2pp | 61.98%-44.4pp | 2041.45%-2023.9pp |
| Employer contribution / active EE | $1,134 | $3,485-67.5% | $5,564-79.6% | $2,203-48.5% |
| Participant deferral / active EE | $2,988 | $3,131-4.6% | $4,895-39.0% | $3,192-6.4% |
| Admin fee / account holder | $4,143 | $5,986-30.8% | $11,612-64.3% | $4,297-3.6% |