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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,805 | $76,551-7.5% | $123,894-42.9% | $62,881+12.6% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 6.84% | 18.68%-11.8pp | 47.52%-40.7pp | 20.14%-13.3pp |
| Employer contribution / active EE | $13,762 | $2,882+377.5% | $4,617+198.1% | $2,281+503.4% |
| Participant deferral / active EE | $9,903 | $4,840+104.6% | $5,984+65.5% | $3,203+209.2% |
| Admin fee / account holder | $7,462 | $4,826+54.6% | $8,357-10.7% | $4,296+73.7% |