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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,299 | $98,766+196.0% | $149,730+95.2% | $79,852+266.1% |
| Participation rate | 84.6% | 75.8%+8.8pp | 82.5%+2.1pp | 69.6%+15.0pp |
| Annual return | 17.75% | 27.43%-9.7pp | 276.70%-259.0pp | 31.72%-14.0pp |
| Employer contribution / active EE | $3,068 | $3,217-4.6% | $4,645-34.0% | $2,471+24.1% |
| Participant deferral / active EE | $13,477 | $5,681+137.2% | $6,843+97.0% | $3,740+260.3% |
| Admin fee / account holder | $1,676 | $6,052-72.3% | $9,310-82.0% | $5,306-68.4% |