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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,887 | $100,203+208.3% | $85,240+262.4% | $145,897+111.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 19.89% | 84.28%-64.4pp | 66.75%-46.9pp | 552.29%-532.4pp |
| Employer contribution / active EE | $8,499 | $3,242+162.2% | $2,735+210.7% | $4,663+82.3% |
| Participant deferral / active EE | $26,861 | $5,299+406.9% | $4,527+493.3% | $6,689+301.5% |
| Admin fee / account holder | $8,630 | $7,265+18.8% | $6,165+40.0% | $13,390-35.5% |