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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,987 | $72,269+35.6% | $101,271-3.2% | $79,852+22.7% |
| Participation rate | 93.6% | 68.5%+25.2pp | 75.8%+17.8pp | 69.6%+24.0pp |
| Annual return | 5.14% | 22.29%-17.2pp | 46.48%-41.3pp | 31.72%-26.6pp |
| Employer contribution / active EE | $5,779 | $2,692+114.7% | $3,660+57.9% | $2,471+133.9% |
| Participant deferral / active EE | $6,986 | $3,282+112.9% | $4,371+59.8% | $3,740+86.8% |
| Admin fee / account holder | $9,578 | $4,401+117.6% | $5,948+61.0% | $5,306+80.5% |