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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,047 | $115,911-68.9% | $100,530-64.1% | $158,950-77.3% |
| Participation rate | 64.3% | 81.6%-17.3pp | 79.4%-15.1pp | 82.0%-17.7pp |
| Annual return | 19.00% | 34.80%-15.8pp | 30.89%-11.9pp | 302.91%-283.9pp |
| Employer contribution / active EE | $915 | $4,104-77.7% | $3,418-73.2% | $4,762-80.8% |
| Participant deferral / active EE | $3,602 | $6,676-46.1% | $6,271-42.6% | $5,983-39.8% |
| Admin fee / account holder | $556 | $10,999-94.9% | $8,083-93.1% | $11,248-95.1% |