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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $27,539 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,624 | $98,760+52.5% | $149,715+0.6% | $79,858+88.6% |
| Participation rate | 86.3% | 75.8%+10.5pp | 82.5%+3.8pp | 69.6%+16.7pp |
| Annual return | 13.32% | 27.43%-14.1pp | 276.66%-263.3pp | 31.72%-18.4pp |
| Employer contribution / active EE | $5,613 | $3,217+74.5% | $4,645+20.8% | $2,471+127.2% |
| Participant deferral / active EE | $14,524 | $5,681+155.7% | $6,842+112.3% | $3,740+288.3% |
| Admin fee / account holder | $257 | $6,053-95.8% | $9,310-97.2% | $5,306-95.2% |