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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,562 | $197,603-52.1% | $177,827-46.8% | $158,950-40.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 12.80% | 58.76%-46.0pp | 48.32%-35.5pp | 302.91%-290.1pp |
| Employer contribution / active EE | $3,136 | $6,698-53.2% | $5,918-47.0% | $4,762-34.1% |
| Participant deferral / active EE | $7,962 | $8,404-5.3% | $7,713+3.2% | $5,983+33.1% |
| Admin fee / account holder | $4,401 | $15,402-71.4% | $12,429-64.6% | $11,248-60.9% |