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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,638 | $83,485-60.9% | $125,180-73.9% | $72,983-55.3% |
| Participation rate | 66.7% | 73.3%-6.6pp | 79.8%-13.1pp | 69.5%-2.8pp |
| Annual return | 20.64% | 25.78%-5.1pp | 43.79%-23.2pp | 81.01%-60.4pp |
| Employer contribution / active EE | $0 | $2,346-100.0% | $3,866-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,995 | $3,586-16.5% | $4,937-39.3% | $3,608-17.0% |
| Admin fee / account holder | $28,372 | $5,518+414.2% | $9,703+192.4% | $5,124+453.7% |