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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,912 | $198,461-75.9% | $170,436-71.9% | $147,585-67.5% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 28.04% | 257.30%-229.3pp | 205.94%-177.9pp | 578.57%-550.5pp |
| Employer contribution / active EE | $5,065 | $6,184-18.1% | $5,433-6.8% | $4,876+3.9% |
| Participant deferral / active EE | $8,570 | $5,629+52.2% | $4,939+73.5% | $5,439+57.6% |
| Admin fee / account holder | $616 | $16,852-96.3% | $13,880-95.6% | $10,885-94.3% |