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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,544 | $95,193-69.0% | $76,523-61.4% | $135,382-78.2% |
| Participation rate | 80.0% | 74.4%+5.6pp | 68.0%+12.0pp | 82.6%-2.6pp |
| Annual return | -8.15% | 4.85%-13.0pp | -0.27%-7.9pp | 519.77%-527.9pp |
| Employer contribution / active EE | $2,442 | $3,302-26.0% | $2,647-7.7% | $4,779-48.9% |
| Participant deferral / active EE | $5,353 | $4,639+15.4% | $3,835+39.6% | $5,609-4.6% |
| Admin fee / account holder | $454 | $6,249-92.7% | $4,848-90.6% | $10,829-95.8% |