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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,903 | $110,137+58.8% | $161,149+8.5% | $82,637+111.7% |
| Participation rate | 88.9% | 72.4%+16.5pp | 78.8%+10.1pp | 68.1%+20.8pp |
| Annual return | 12.97% | 20.69%-7.7pp | 21.16%-8.2pp | 53.51%-40.5pp |
| Employer contribution / active EE | $3,662 | $2,856+28.2% | $4,360-16.0% | $2,552+43.5% |
| Participant deferral / active EE | $3,115 | $4,575-31.9% | $6,153-49.4% | $4,126-24.5% |
| Admin fee / account holder | $5,356 | $9,467-43.4% | $15,194-64.8% | $7,339-27.0% |