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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,902 | $63,346-21.2% | $92,240-45.9% | $70,126-28.8% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 15.30% | 530.19%-514.9pp | 176.29%-161.0pp | 73.15%-57.8pp |
| Employer contribution / active EE | $4,525 | $2,471+83.1% | $3,680+23.0% | $2,343+93.2% |
| Participant deferral / active EE | $2,918 | $2,854+2.3% | $3,897-25.1% | $3,332-12.4% |
| Admin fee / account holder | $385 | $3,841-90.0% | $5,194-92.6% | $4,645-91.7% |