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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $586,228 | $197,625+196.6% | $177,840+229.6% | $158,966+268.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 21.14% | 58.76%-37.6pp | 48.32%-27.2pp | 302.95%-281.8pp |
| Employer contribution / active EE | $9,936 | $6,698+48.3% | $5,919+67.9% | $4,762+108.6% |
| Participant deferral / active EE | $10,854 | $8,405+29.1% | $7,714+40.7% | $5,983+81.4% |
| Admin fee / account holder | $2,384 | $15,405-84.5% | $12,431-80.8% | $11,250-78.8% |