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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY GLOBAL BANKING OPER Service code 16 · EIN 20-8764829 | Consulting | $29,434 |
Service code 37 · EIN 04-2647786 | Loan Processing | $4,310 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,253 | $260,849-81.9% | $105,736-55.3% | $75,289-37.2% |
| Participation rate | 36.4% | 51.6%-15.1pp | 76.3%-39.9pp | 72.4%-36.0pp |
| Annual return | -8.14% | 10.99%-19.1pp | 6.27%-14.4pp | -0.04%-8.1pp |
| Employer contribution / active EE | $1,001 | $848+18.0% | $3,268-69.4% | $2,405-58.4% |
| Participant deferral / active EE | $1,700 | $1,553+9.5% | $4,080-58.3% | $3,739-54.5% |
| Admin fee / account holder | $68 | $484-85.9% | $6,913-99.0% | $102-33.1% |