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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,227 | $76,551-78.8% | $123,894-86.9% | $62,881-74.2% |
| Participation rate | 76.0% | 73.0%+3.0pp | 81.4%-5.4pp | 69.3%+6.7pp |
| Annual return | 17.76% | 18.68%-0.9pp | 47.52%-29.8pp | 20.14%-2.4pp |
| Employer contribution / active EE | $1,253 | $2,882-56.5% | $4,617-72.9% | $2,281-45.1% |
| Participant deferral / active EE | $3,181 | $4,840-34.3% | $5,984-46.8% | $3,203-0.7% |
| Admin fee / account holder | $359 | $4,826-92.6% | $8,357-95.7% | $4,296-91.6% |