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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,984 | $138,102-78.3% | $125,381-76.1% | $134,532-77.7% |
| Participation rate | 0.0% | 84.5%-84.5pp | 82.4%-82.4pp | 81.2%-81.2pp |
| Annual return | -19.70% | 750.73%-770.4pp | 572.31%-592.0pp | 418.27%-438.0pp |
| Employer contribution / active EE | $5,625 | $5,245+7.2% | $4,815+16.8% | $4,741+18.6% |
| Participant deferral / active EE | $5,625 | $7,801-27.9% | $7,448-24.5% | $6,401-12.1% |
| Admin fee / account holder | $67,771 | $11,568+485.8% | $10,007+577.2% | $11,429+493.0% |