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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,294 | $82,674+17.7% | $125,381-22.4% | $68,486+42.1% |
| Participation rate | 77.5% | 75.1%+2.4pp | 82.4%-4.9pp | 67.9%+9.6pp |
| Annual return | -18.42% | -5.97%-12.5pp | 572.31%-590.7pp | -7.85%-10.6pp |
| Employer contribution / active EE | $4,659 | $3,382+37.8% | $4,815-3.2% | $2,597+79.4% |
| Participant deferral / active EE | $9,180 | $6,111+50.2% | $7,448+23.3% | $4,028+127.9% |
| Admin fee / account holder | $5,982 | $6,277-4.7% | $10,007-40.2% | $5,404+10.7% |